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Quarenivor · Service Scope, Conduct and Legal Boundaries

These Terms of Use govern your access to and use of the this research tool website and research assistance service. Please read them carefully before using the service.

1

Nature of the service and important limitations

this research tool provides an AI-assisted research tool designed to help private investors organise investment information, examine assumptions, compare scenarios and develop more structured research habits. The service is provided for informational and research purposes only. Nothing produced by or through this research tool constitutes financial advice, investment advice, a personal recommendation or any other form of regulated advice under the Financial Services and Markets Act 2000 or any other applicable legislation.

this research tool does not execute trades, manage investments or act on your behalf in any capacity. All decisions regarding your investments remain entirely your own responsibility. If you require regulated financial advice, you should consult a qualified financial adviser who is authorised and regulated by the Financial Conduct Authority. The research assistance provided by this research tool is intended to support your own independent thinking, not to replace professional advice.

2

Use of the service and acceptable conduct

By accessing and using the this research tool website and service, you agree to use them only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the service. You must not attempt to gain unauthorised access to any part of the service, introduce malicious code or use the service in any way that could damage, disable or impair its operation.

The content and materials available through this research tool are provided for your personal, non-commercial use. You may not reproduce, distribute or commercially exploit any part of the service without our prior written consent. We reserve the right to suspend or terminate access to the service for any user who breaches these terms or who uses the service in a manner that we reasonably consider to be harmful or inappropriate.

3

Intellectual property, liability and governing law

All intellectual property rights in the this research tool website, brand and service content are owned by or licensed to us. Nothing in these terms grants you any rights in that intellectual property other than the right to use the service as described. The this research tool name and associated materials may not be used without our prior written permission.

To the fullest extent permitted by applicable law, this research tool accepts no liability for any loss or damage arising from your use of the service or reliance on any information provided through it. These terms are governed by the laws of England and Wales, and any disputes arising from them will be subject to the exclusive jurisdiction of the courts of England and Wales. If you have any questions about these terms, please contact us at contact@quarenivor.com.